Payments and financial-account infrastructure built for autonomous AI agents
Fintech📍 San Francisco, CAFounded 2025
Current Valuation
Private
PRIVATE
Natural is a San Francisco fintech building payments and financial-account infrastructure designed for autonomous AI agents rather than human-initiated transactions — an orchestration layer letting agents hold funds, pay, get paid, and settle with humans and other agents without a human approving each transaction. Unlike most consumer-checkout-focused agentic-payments entrants, Natural concentrates on B2B and embedded payment workflows, with early design partners spanning logistics, property management, procurement, healthcare, and construction — verticals where agents can source, negotiate, and pay vendors or contractors in real time. Founded in 2025 by CEO Kahlil Lalji (previously co-founded Ivella, sold to Earnin in 2023) with Eric Wang and Walt Leung (ex-Nextdoor engineering manager), the company has kept its team deliberately lean — about 5 employees at its October 2025 seed, roughly 10 by its July 2026 Series A, with plans to reach ~25 — while hiring senior staff from Stripe, Ramp, and Square. It emerged from stealth in October 2025 with a $9.8M seed co-led by Abstract and Human Capital, and announced a $30M Series A in July 2026 led by Kirsten Green at Forerunner Ventures, bringing total funding to roughly $40M. Six products — Wallets, Vaults, Pay, Request, Transfer, and Connect — are already in general availability, letting businesses create financial accounts for their AI agents and embed payment capability into platforms and marketplaces. Natural positions itself as a direct challenger to Stripe (which is also building agent-payment rails) alongside newer agentic-payments entrants like Skyfire and Payman AI. Some reports place its post-Series-A valuation in the $100–150M range, but that figure has not been officially disclosed by the company.
Company Profile
CEO
Kahlil Lalji
Founded
2025
HQ
San Francisco, CA
Employees
~10
Total Raised
$40M
Growth
Pre-revenue infrastructure build-out; grew from ~5 to ~10 employees between its Oct 2025 seed and Jul 2026 Series A, with plans to reach ~25 on the new capital; six products already in general availability less than a year after founding
Last Round
Series A — $30M (Jul 2026) · Lead: Forerunner Ventures (Kirsten Green)
IPO Status
private
Fundraising Status
Series A · $30M · this month
privateTotal raised $40M2 disclosed rounds
Growth & Valuation
Capital raised per round
Charts built from publicly disclosed funding rounds and revenue estimates. Approximate, not real-time, not investment advice.
Funding History
Round
Amount
Date
Lead Investor
Post-Money
Series A
$30M
Jul 2026
Forerunner Ventures (Kirsten Green)
—
Seed
$10M
Oct 2025
Abstract & Human Capital
—
Founders & Key People
Kahlil LaljiEric WangWalt Leung
Investors
Forerunner Ventures · Abstract · Human Capital · Terrain · Restive Ventures · Genius Ventures
Products
Wallets — financial accounts for AI agents
Vaults — fund custody/storage for agents
Pay — outbound agent payments
Request — agent-to-agent/human payment requests
Transfer — fund movement between accounts
Connect — payment-capability integration for platforms/marketplaces
Competitors
Stripe · Skyfire · Payman AI · Coinbase
FintechPaymentsB2B PaymentsAI AgentsAgentic CommerceSeries A
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of recent date. Refreshed quarterly.