Plaid
Financial data infrastructure connecting fintech apps to bank accounts
Fintech
📍 San Francisco, CA
Founded 2013
Current Valuation
$6.1B
as of 2025-Q2
UNICORN
Plaid is the de facto standard for connecting consumer fintech apps to US bank accounts. Visa's $5.3B acquisition was blocked in 2021. Recovered with Layer (one-tap onboarding) and Beacon (anti-fraud network). $6.1B tender in April 2025.
Company Profile
Last Round
Tender offer — $575M (Apr 2025) · Lead: Franklin Templeton
IPO Status
no imminent plans
Founders & Key People
Zach PerretWilliam Hockey
Investors
Visa (deal blocked) · NEA · Spark Capital · Index Ventures · Kleiner Perkins · Goldman Sachs
Products
- Plaid Auth
- Plaid Identity
- Plaid Investments
- Plaid Layer (one-tap onboarding)
- Plaid Beacon (fraud)
Competitors
Yodlee (Envestnet) · MX · Finicity (Mastercard) · TrueLayer
FintechBank Data
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2025-Q2. Refreshed quarterly.