QL Budget 💵

Your personal money in one place. Bring the numbers in however you have them — a paystub, statement, spreadsheet or screenshot, a CSV export, a bank link, or just tell QL Intelligence — and get cash flow, an income/expense KPI board, a retirement-first investment allocation at 2026 IRS limits, retirement planning, savings goals, a 12-month projection and plain-language insights. Running a business? Its P&L, budget vs actual, cash and runway live in QL Business Finance.

1. Bring your numbers in. Import a file reads a paystub, statement, spreadsheet or screenshot (you review every line before it is added); Paste / upload CSV parses a bank or card export exactly; Connect a bank links checking, savings or cards through Plaid and keeps balances and transactions synced.
2. Or just tell QL Intelligence. Type in the panel — “add my paycheck of $6,200 twice a month and rent of $2,400” — or ask about your money. Every answer is computed from your own transactions, accounts, goals and retirement sync, and uses your monthly AI allowance.
3. Shape the dashboard. Ask for a chart (“add a chart of my grocery spend by month”) and pin it, hide a module you do not need (“hide the what-if sandbox”), and bring hidden modules back from the chips under the panel.
4. Edit in place. Change amounts, categories and goals directly in the tables; changes save automatically. Edits made at the same time in chat, from a bank sync or in another tab are merged, not lost.
5. Plan ahead. Set your age, salary and retirement assumptions in Settings & assumptions to drive the retirement-first allocation ladder, the retirement plan, savings goals and the 12-month projection.