Provider of consumer financing services intended to help buy a smartphone on credit and pay it back in several installme
Provider of consumer financing services intended to help buy a smartphone on credit and pay it back in several installments.
Consumer Finance📍 San Francisco, CAFounded 2015
Current Valuation
$590M
as of 2022-Q3
PRIVATE
QL Price
$590M
0% vs last round
QuantLogix's current estimate for PayJoy, published 2026-09-27 — in line with the last disclosed round of $590M (2022-Q3).
Confidence
low
Basis
round anchored
What backs this price
Last disclosed round
$590M
2022-Q3
weight 0.06
How this price has held up
No round has priced for PayJoy since QuantLogix began publishing a price for it, so there is nothing to grade yet. The claim above is on the record from 2026-09-27 and will be graded against the next priced round. See the full accuracy record →
Which publicly-traded funds already hold it, what $10,000 buys, and whether any route is open to you.
Cite this price as QuantLogix QL Price, PayJoy, 2026-09-27 (fd42fb8457891adf).
The id pins this exact claim, so a citation stays checkable after the price moves.
Model estimate for research — not a quote, target price, or investment advice.
IPO Outlookprivate
Is PayJoy going public?
No. PayJoy is private and has not filed to go public. There is no S-1 on file.
What is PayJoy's valuation in 2026?
PayJoy is valued at $590M as of 2022-Q3, set by its Series C ($140M, Jul 2022). That is the last confirmed mark, not a live price — private shares do not trade continuously.
Has PayJoy filed an S-1?
No public S-1 is on file for PayJoy.
How much has PayJoy raised?
PayJoy has raised $207.45M in total, most recently a Series C of $140M in Jul 2022.
Is PayJoy publicly traded — can you buy PayJoy stock?
No. PayJoy is a private company — its shares are not listed on any exchange and there is no ticker. The routes to exposure are pre-IPO secondary marketplaces and funds (accredited investors), employee tender offers when the company runs one, and public companies with read-through exposure. QuantLogix maps every route it can verify for PayJoy on its Pre-IPO Access Desk.
Answers are derived from the roster record shown on this page — filing status, last round and confirmed marks. Where the record is silent, the answer says so rather than guessing.
Company Profile
Founded
2015
HQ
San Francisco, CA
Employees
1,810
Total Raised
$207.45M
Last Round
Series C — $140M (Jul 2022)
IPO Status
private
Fundraising Status
Series C · $140M · 4y 2mo ago
privateTotal raised $207.45M
Latest Funding Round
Round
Amount
Date
Lead Investor
Post-Money
Series C
$140M
Jul 2022
—
$590M
Talent Signal
Hiring trend
▲ Hiring uptrend
+46% vs 2026-08
Open roles
83
via lever
Product-build share
19%
engineering, research, product, design
Trajectory
expanding
go-to-market push — Only 19% of open roles build product — hiring is concentrated in sales/marketing/ops (26 of 83 open roles are other).
No tracked executive churn; open roles trending up.
Counted from PayJoy's live job board as of 2026-09-17; role functions classified from posting titles. Open-role counts are an activity signal, not headcount. Refreshed monthly.
FinTechMobileCreditFinancial Services
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2022-Q3. Refreshed quarterly.