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N26

European digital-only neobank offering mobile checking, cards, savings, and trading across 24 countries
Fintech 📍 Berlin Founded 2013
Current Valuation
$9.0B
as of 2021-Q4
UNICORN
N26 is one of Europe's flagship neobanks with 4.8M users across 24 countries and ~$486M revenue in 2024 (+40% YoY). The company exited a multi-year BaFin growth cap in mid-2024 and is now expanding card issuance and product set again. Last valuation $9B (2021) is widely viewed as stale; an IPO has been telegraphed for 2026-2027 but the company has not committed.

Company Profile

CEO
Valentin Stalf
Founded
2013
HQ
Berlin
Employees
~1500
Total Raised
$1.7B
Est. Revenue
$486M (2024-FY)
Growth
+40% YoY
Last Round
Series E — $900M (Oct 2021) · Lead: Third Point Ventures
IPO Status
rumored

Founders & Key People

Valentin StalfMaximilian Tayenthal

Investors

Third Point Ventures · Coatue · Tencent · Allianz X · Insight Partners · GIC · Peter Thiel

Products

  • N26 Standard / Smart / You / Metal accounts
  • N26 Crypto
  • N26 Stocks & ETFs
  • Shared Spaces sub-accounts
  • Insurance products

Competitors

Revolut · Monzo · Starling Bank · Bunq · Wise
FintechNeobankEuropeGermanyConsumer Banking
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2021-Q4. Refreshed quarterly.