European digital-only neobank offering mobile checking, cards, savings, and trading across 24 countries
N26 is one of Europe's flagship neobanks with 4.8M users across 24 countries and ~$486M revenue in 2024 (+40% YoY). The company exited a multi-year BaFin growth cap in mid-2024 and is now expanding card issuance and product set again. Last valuation $9B (2021) is widely viewed as stale; an IPO has been telegraphed for 2026-2027 but the company has not committed.
Fintech📍 BerlinFounded 2013
Current Valuation
$3.0B
as of 2026-Q2
UNICORN
QL Price
$2.5B
-18% vs last round
QuantLogix's current estimate for N26, published 2026-10-08 — below the last disclosed round of $3.0B (2026-Q2).
Confidence
high
Basis
blended
What backs this price
Last disclosed round
$3.0B
2026-Q2
weight 0.83
Secondary market print
$1.7B
2026-06-27
weight 0.54
Public-company comparables
$2.4B
2024-FY
weight 0.21
How this price has held up
No round has priced for N26 since QuantLogix began publishing a price for it, so there is nothing to grade yet. The claim above is on the record from 2026-10-08 and will be graded against the next priced round. See the full accuracy record →
Which publicly-traded funds already hold it, what $10,000 buys, and whether any route is open to you.
Cite this price as QuantLogix QL Price, N26, 2026-10-08 (48a579ff38034b4f).
The id pins this exact claim, so a citation stays checkable after the price moves.
Model estimate for research — not a quote, target price, or investment advice.
IPO Outlookrumored
Is N26 going public in 2027?
An IPO is rumored for 2027, with nothing filed. N26 remains private and the date is not the company's.
What is N26's valuation in 2026?
N26 is valued at $3.0B as of 2026-Q2, set by its Series E ($900M, Oct 2021). That is the last confirmed mark, not a live price — private shares do not trade continuously.
Has N26 filed an S-1?
No public S-1 is on file for N26 as of 10/08/2026; the IPO is rumored.
Who are N26's investors?
N26's investors include Third Point Ventures, Coatue, Tencent, Allianz X, Insight Partners, GIC and 1 more.
How much has N26 raised?
N26 has raised $1.7B in total, most recently a Series E of $900M in Oct 2021.
Is N26 publicly traded — can you buy N26 stock?
No. N26 is a private company — its shares are not listed on any exchange and there is no ticker. The routes to exposure are pre-IPO secondary marketplaces and funds (accredited investors), employee tender offers when the company runs one, and public companies with read-through exposure. QuantLogix maps every route it can verify for N26 on its Pre-IPO Access Desk.
Answers are derived from the roster record shown on this page — filing status, last round and confirmed marks. Where the record is silent, the answer says so rather than guessing.
Company Profile
CEO
Valentin Stalf
Founded
2013
HQ
Berlin
Employees
~1500
Total Raised
$1.7B
Est. Revenue
$486M (2024-FY)
Growth
A two-thirds markdown from the 2021 peak: valued at $3B as of May 2026, against $6B in 2023 and $9B (€7.7bn) in the October 2021 Series E. N26 says BaFin's growth cap — imposed over anti-money-laundering controls — cost it "billions" in lost growth, and it has retrenched to core European markets after expensive international expansion.
Last Round
Series E — $900M (Oct 2021) · Lead: Third Point Ventures
IPO Status
rumored
Fundraising Status
Series E · $900M · 5y ago
rumoredTotal raised $1.7B
Secondary Market
Implied price / share
$45,000
Last round price / share
$80,877
vs last round
-44.4%
Last round price vs secondary price
Secondary price return by period
Implied per-share price from private secondary transactions, as of Jun 2026. This is a point estimate, not a quote — the feed carries no bid, ask or spread, and a secondary print is evidence of what someone paid on that date rather than a live market. Compare across every tracked name →
Latest Funding Round
Round
Amount
Date
Lead Investor
Post-Money
Series E
$900M
Oct 2021
Third Point Ventures
—
Talent Signal
Hiring trend
▶ Hiring steady
+3% vs 2026-08
Open roles
78
via greenhouse
Product-build share
54%
engineering, research, product, design
Trajectory
strengthening
product-led hiring — 54% of open roles build product; the rest are go-to-market and G&A.
Recent senior hires: 2 senior hires (CEO, CTO).
Open roles by month
Open roles by function
■ product-building ■ go-to-market / G&A
Key Executive Moves
INMike DarganCEO · 2026-09-11
INMarcin PakulnickiCTO · 2026-09-11
From trusted-source news extraction (deep-enrich pipeline); dates approximate publication, not effective date.
Counted from N26's live job board as of 2026-09-15; role functions classified from posting titles. Open-role counts are an activity signal, not headcount. Refreshed monthly.
Founders & Key People
Valentin StalfMaximilian Tayenthal
Investors
Third Point Ventures · Coatue · Tencent · Allianz X · Insight Partners · GIC · Peter Thiel
Products
N26 Standard / Smart / You / Metal accounts
N26 Crypto
N26 Stocks & ETFs
Shared Spaces sub-accounts
Insurance products
Competitors
Revolut · Monzo · Starling Bank · Bunq · Wise
FintechNeobankEuropeGermanyConsumer Banking
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2026-Q2. Refreshed quarterly.