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Monzo

UK mobile-first neobank — checking, savings, lending, and investments.
Fintech 📍 London, United Kingdom Founded 2015
Current Valuation
$5.9B
as of 2024-Q4
UNICORN

IPO Outlookrumored

Is Monzo going public in 2026?
An IPO is rumored for 2026, with nothing filed. Monzo remains private and the date is not the company's.
What is Monzo's valuation in 2026?
Monzo is valued at $5.9B as of 2024-Q4, set by its Secondary ($190M, May 2024). That is the last confirmed mark, not a live price — private shares do not trade continuously.
Has Monzo filed an S-1?
No public S-1 is on file for Monzo as of 08/23/2026; the IPO is rumored.
Who are Monzo's investors?
Monzo's investors include CapitalG, GV, Accel, General Catalyst, Passion Capital, Y Combinator and 2 more.
Read the Monzo pre-IPO deep dive · 07/23/2026
Answers are derived from the roster record shown on this page — filing status, last round and confirmed marks. Where the record is silent, the answer says so rather than guessing.
Monzo is one of the UK's leading digital banks with 15.2M customers (1 in 5 UK adults) and £25.7B in deposits, profitable for a third consecutive year in FY2026 (revenue £1.71B, +39%). Diana Layfield (ex-Google) became CEO in February 2026. Morgan Stanley is advising on a London IPO targeting £6-7B; Monzo exited the US to focus on European expansion from Dublin.

Company Profile

CEO
Diana Layfield
Founded
2015
HQ
London, United Kingdom
Employees
~3,800
Total Raised
$1.5B
Est. Revenue
$2.3B (2026-Q1)
Growth
FY2026 (ended Mar 2026): revenue £1.71B (+39%), adjusted PBT £172.6M, third consecutive profitable year
Last Round
Secondary — $190M (May 2024) · Lead: CapitalG / GV
IPO Status
rumored

Fundraising Status

Secondary · $190M · 2y 3mo ago
rumoredTotal raised $1.5B

Secondary Market

Implied price / share
$15.32
Open interest
2
Secondary price return by period
Secondary market period returns3-month+16.3%6-month+23.3%1-year+15.1%All-time-36.2%
Implied per-share price from private secondary transactions, as of Jun 2026. This is a point estimate, not a quote — the feed carries no bid, ask or spread, and a secondary print is evidence of what someone paid on that date rather than a live market. Compare across every tracked name →

Latest Funding Round

RoundAmountDateLead InvestorPost-Money
Secondary$190MMay 2024CapitalG / GV

Talent Signal

Hiring trend
Hiring steady
39% of roles posted in last 30d
Open roles
82
via greenhouse
Product-build share
43%
engineering, research, product, design
Trajectory
steady
balanced build + GTM — 43% builders vs 57% go-to-market/G&A — scaling both sides.
Actively hiring with no tracked executive churn.
Open roles by month
Open roles by month82Aug '26
Open roles by function
Open roles by functionOther26Engineering12Research10Finance & Strategy8Data & ML5Legal & Policy5Product5Ops & People4Marketing3
product-building   go-to-market / G&A
Android EngineerBackend Engineer III Credit Model Validation Manager (Machine Learning & NPV Models)Engineering Director, EUEngineering Director, SecurityEngineering Manager
Counted from Monzo's live job board as of 2026-08-17; role functions classified from posting titles. Open-role counts are an activity signal, not headcount. Refreshed monthly.

Founders & Key People

Tom BlomfieldJonas HuckesteinJason BatesPaul RipponGary Dolman

Investors

CapitalG · GV · Accel · General Catalyst · Passion Capital · Y Combinator · Coatue · Tencent

Products

  • Personal current account
  • Joint accounts
  • Business banking
  • Monzo Premium / Plus
  • Lending
  • Monzo Investments
  • Monzo Pension

Competitors

Revolut · Starling Bank · Chase UK · N26 · Wise
fintechneobankukconsumer-bankingipo-track
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2024-Q4. Refreshed quarterly.