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Monzo

UK mobile-first neobank — checking, savings, lending, and investments.
Monzo is one of the UK's leading digital banks with 15.2M customers (1 in 5 UK adults) and £25.7B in deposits, profitable for a third consecutive year in FY2026 (revenue £1.71B, +39%). Diana Layfield (ex-Google) became CEO in February 2026. Morgan Stanley is advising on a London IPO targeting £6-7B; Monzo exited the US to focus on European expansion from Dublin.
Fintech 📍 London, United Kingdom Founded 2015
Current Valuation
$5.9B
as of 2024-Q4
UNICORN

QL Price

$5.5B
-7% vs last round
QuantLogix's current estimate for Monzo, published 2026-10-07 — below the last disclosed round of $5.9B (2024-Q4).
Confidence
medium
Basis
blended
What backs this price
Last disclosed round $5.9B 2024-Q4 weight 0.29
Secondary market print $5.9B 2026-06-27 weight 0.54
Public-company comparables $3.4B 2026-Q1 weight 0.17
How this price has held up
No round has priced for Monzo since QuantLogix began publishing a price for it, so there is nothing to grade yet. The claim above is on the record from 2026-10-07 and will be graded against the next priced round. See the full accuracy record →
How to actually get exposure to Monzo →
Which publicly-traded funds already hold it, what $10,000 buys, and whether any route is open to you.
Cite this price as QuantLogix QL Price, Monzo, 2026-10-07 (0024a4a1efc2703b). The id pins this exact claim, so a citation stays checkable after the price moves. Model estimate for research — not a quote, target price, or investment advice.

IPO Outlookrumored

Is Monzo going public in 2026?
An IPO is rumored for 2026, with nothing filed. Monzo remains private and the date is not the company's.
What is Monzo's valuation in 2026?
Monzo is valued at $5.9B as of 2024-Q4, set by its Secondary ($190M, May 2024). That is the last confirmed mark, not a live price — private shares do not trade continuously.
Has Monzo filed an S-1?
No public S-1 is on file for Monzo as of 10/07/2026; the IPO is rumored.
Who are Monzo's investors?
Monzo's investors include CapitalG, GV, Accel, General Catalyst, Passion Capital, Y Combinator and 2 more.
How much has Monzo raised?
Monzo has raised $1.5B in total, most recently a Secondary of $190M in May 2024.
Is Monzo publicly traded — can you buy Monzo stock?
No. Monzo is a private company — its shares are not listed on any exchange and there is no ticker. The routes to exposure are pre-IPO secondary marketplaces and funds (accredited investors), employee tender offers when the company runs one, and public companies with read-through exposure. QuantLogix maps every route it can verify for Monzo on its Pre-IPO Access Desk.
How to actually get exposure to Monzo →
Read the Monzo pre-IPO deep dive · 07/23/2026 →
Answers are derived from the roster record shown on this page — filing status, last round and confirmed marks. Where the record is silent, the answer says so rather than guessing.

Company Profile

CEO
Diana Layfield
Founded
2015
HQ
London, United Kingdom
Employees
~3,800
Total Raised
$1.5B
Est. Revenue
$2.3B (2026-Q1)
Growth
FY2026 (ended Mar 2026): revenue £1.71B (+39%), adjusted PBT £172.6M, third consecutive profitable year
Last Round
Secondary — $190M (May 2024) · Lead: CapitalG / GV
IPO Status
rumored

Fundraising Status

Secondary · $190M · 2y 5mo ago
rumoredTotal raised $1.5B

Secondary Market

Implied price / share
$15.32
Open interest
2
Secondary price return by period
Secondary market period returns3-month+16.3%6-month+23.3%1-year+15.1%All-time-36.2%
Implied per-share price from private secondary transactions, as of Jun 2026. This is a point estimate, not a quote — the feed carries no bid, ask or spread, and a secondary print is evidence of what someone paid on that date rather than a live market. Compare across every tracked name →

Latest Funding Round

RoundAmountDateLead InvestorPost-Money
Secondary$190MMay 2024CapitalG / GV—

Talent Signal

Hiring trend
▼ Hiring downtrend
-21% vs 2026-08
Open roles
65
via greenhouse
Product-build share
49%
engineering, research, product, design
Trajectory
tightening
product-led hiring — 49% of open roles build product; the rest are go-to-market and G&A.
Open roles trending down; no tracked executive churn.
Open roles by month
Open roles by month82Aug '2665Sep '26
Open roles by function
Open roles by functionOther15Engineering12Research7Design6Data & ML5Finance & Strategy5Legal & Policy4Ops & People3Marketing3
■ product-building   ■ go-to-market / G&A
Android EngineerBackend Engineer III Credit Model Validation Manager (Machine Learning & NPV Models)Director of Product DesignEngineering Director, EUEngineering Manager
Counted from Monzo's live job board as of 2026-09-15; role functions classified from posting titles. Open-role counts are an activity signal, not headcount. Refreshed monthly.

Founders & Key People

Tom BlomfieldJonas HuckesteinJason BatesPaul RipponGary Dolman

Investors

CapitalG · GV · Accel · General Catalyst · Passion Capital · Y Combinator · Coatue · Tencent

Products

  • Personal current account
  • Joint accounts
  • Business banking
  • Monzo Premium / Plus
  • Lending
  • Monzo Investments
  • Monzo Pension

Competitors

Revolut · Starling Bank · Chase UK · N26 · Wise
fintechneobankukconsumer-bankingipo-track
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2024-Q4. Refreshed quarterly.