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Gusto

Payroll, benefits, and HR software for small and mid-sized businesses
Fintech 📍 San Francisco, CA Founded 2011
Current Valuation
$9.3B
as of 2025-Q2
UNICORN
Gusto (originally ZenPayroll, founded 2011 in Y Combinator) is the full-stack payroll, benefits, and HR platform for US small and mid-sized businesses, serving roughly 400,000+ employers. The company hit a $9.5B private valuation in its August 2021 Series E led by T. Rowe Price and Generation IM and has grown into a roughly $975M-revenue business by 2025, up ~30% YoY. Gusto Embedded — its payroll-as-a-service API — extends the platform's reach into vertical SaaS partners. Widely viewed as one of the most-anticipated 2026 fintech IPO candidates as the SMB-software IPO window reopens.

Company Profile

CEO
Josh Reeves
Founded
2011
HQ
San Francisco, CA
Employees
~3000
Total Raised
$716M
Est. Revenue
$975M (2025)
Growth
Passed $1B in revenue in 2026, the threshold that usually precedes a listing; last marked at $9.3B in a $200M+ employee tender in June 2025, a slight step down from the $9.5B Series E of 2021
Last Round
Employee tender offer — $200M (Jun 2025)
IPO Status
rumored

Fundraising Status

Employee tender offer · $200M · 1y 2mo ago
rumoredTotal raised $716M

Secondary Market

Implied price / share
$18.4
Last round price / share
$30.4
vs last round
-39.5%
Open interest
5
Last round price vs secondary price
Last round vs current secondary price per share$30.40Last round$18.40Current
Secondary price return by period
Secondary market period returns3-month+22.4%6-month+37.1%1-year+105%All-time-39.5%
Implied per-share price from private secondary transactions, as of Jun 2026. This is a point estimate, not a quote — the feed carries no bid, ask or spread, and a secondary print is evidence of what someone paid on that date rather than a live market. Compare across every tracked name →

Latest Funding Round

RoundAmountDateLead InvestorPost-Money
Employee tender offer$200MJun 2025$9.3B

Founders & Key People

Josh ReevesEdward KimTomer London

Investors

General Catalyst · Generation Investment Management · T. Rowe Price · Y Combinator · Kleiner Perkins · CapitalG · Dragoneer · Fidelity · MSD Capital · Franklin Templeton

Products

  • Gusto Payroll (US full-service payroll)
  • Gusto Benefits (health, 401(k), workers comp)
  • Gusto HR (onboarding, time tracking, performance)
  • Gusto Embedded (payroll-as-a-service API)
  • Gusto Wallet (employee financial app)

Competitors

ADP · Paychex · Rippling · Justworks · Paycom · Square Payroll · QuickBooks Payroll
FintechPayrollB2BSMBHR TechDecacorn-adjacent
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2025-Q2. Refreshed quarterly.