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CRED

Developer of a credit card payment application intended to reward users who pay their credit card bills on time.
Developer of a credit card payment application intended to reward users who pay their credit card bills on time.
Financial Software 📍 Bangalore, India Founded 2018
Current Valuation
$4.5B
as of 2026-Q2
UNICORN

QL Price

$4.5B
0% vs last round
QuantLogix's current estimate for CRED, published 2026-09-27 — in line with the last disclosed round of $4.5B (2026-Q2).
Confidence
low
Basis
round anchored
What backs this price
Last disclosed round $4.5B 2026-Q2 weight 0.84
How this price has held up
No round has priced for CRED since QuantLogix began publishing a price for it, so there is nothing to grade yet. The claim above is on the record from 2026-09-27 and will be graded against the next priced round. See the full accuracy record →
How to actually get exposure to CRED →
Which publicly-traded funds already hold it, what $10,000 buys, and whether any route is open to you.
Cite this price as QuantLogix QL Price, CRED, 2026-09-27 (91f72f30d94946cb). The id pins this exact claim, so a citation stays checkable after the price moves. Model estimate for research — not a quote, target price, or investment advice.

IPO Outlookprivate

Is CRED going public?
No. CRED is private and has not filed to go public. There is no S-1 on file.
What is CRED's valuation in 2026?
CRED is valued at $4.5B as of 2026-Q2, set by its Series H ($900M, Jun 2026). That is the last confirmed mark, not a live price — private shares do not trade continuously.
Has CRED filed an S-1?
No public S-1 is on file for CRED.
How much has CRED raised?
CRED has raised $2.0B in total, most recently a Series H of $900M in Jun 2026.
Is CRED publicly traded — can you buy CRED stock?
No. CRED is a private company — its shares are not listed on any exchange and there is no ticker. The routes to exposure are pre-IPO secondary marketplaces and funds (accredited investors), employee tender offers when the company runs one, and public companies with read-through exposure. QuantLogix maps every route it can verify for CRED on its Pre-IPO Access Desk.
How to actually get exposure to CRED →
Answers are derived from the roster record shown on this page — filing status, last round and confirmed marks. Where the record is silent, the answer says so rather than guessing.

Company Profile

Founded
2018
HQ
Bangalore, India
Employees
600
Total Raised
$2.0B
Last Round
Series H — $900M (Jun 2026)
IPO Status
private

Fundraising Status

Series H · $900M · 3 mo ago
privateTotal raised $2.0B

Latest Funding Round

RoundAmountDateLead InvestorPost-Money
Series H$900MJun 2026—$4.5B

Talent Signal

Hiring trend
▲ Hiring uptrend
+120% vs 2026-08
Open roles
11
via lever
Product-build share
0%
engineering, research, product, design
Trajectory
expanding
go-to-market push — Only 0% of open roles build product — hiring is concentrated in sales/marketing/ops (7 of 11 open roles are other).
No tracked executive churn; open roles trending up.
Open roles by month
Open roles by month5Aug '2611Sep '26
Open roles by function
Open roles by functionOther7Sales & GTM3Marketing1
■ product-building   ■ go-to-market / G&A
area collections manager bangalore -flowsarea collections manager chennai- flowsarea collections manager hyderabad -flowsarea collections manager, pune (recoveries)business development & partnershipsbusiness development & strategic partnerships - d2c
Counted from CRED's live job board as of 2026-09-15; role functions classified from posting titles. Open-role counts are an activity signal, not headcount. Refreshed monthly.
PaymentsCredit CardsFinTechFinancial Services
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2026-Q2. Refreshed quarterly.