AI chatbot for Gen Z personal finance — budgeting, credit coaching, and cash advances.
Cleo is a chatbot-first personal finance app aimed at Gen Z, combining budgeting, credit-building, and cash-advance products inside a conversational AI interface that talks to users with humor and personality. Headquartered in London with major US operations, Cleo has roughly 4M+ users and has scaled to ~$300M in annualized revenue in 2025 — growth driven primarily by its US cash-advance and credit-building business. Last priced at $500M in its 2022 Series C, the revenue trajectory implies a substantially higher mark today.
Fintech📍 London, United KingdomFounded 2016
Current Valuation
$500M
as of 2022-Q2
PRIVATE
QL Price
$577.45M
+16% vs last round
QuantLogix's current estimate for Cleo, published 2026-10-07 — above the last disclosed round of $500M (2022-Q2).
Confidence
high
Basis
blended
What backs this price
Last disclosed round
$500M
2022-Q2
weight 0.05
Secondary market print
$604.5M
2026-06-27
weight 0.54
Public-company comparables
$447M
2025-Q2
weight 0.08
How this price has held up
No round has priced for Cleo since QuantLogix began publishing a price for it, so there is nothing to grade yet. The claim above is on the record from 2026-10-07 and will be graded against the next priced round. See the full accuracy record →
Which publicly-traded funds already hold it, what $10,000 buys, and whether any route is open to you.
Cite this price as QuantLogix QL Price, Cleo, 2026-10-07 (3762b52bdff2aa36).
The id pins this exact claim, so a citation stays checkable after the price moves.
Model estimate for research — not a quote, target price, or investment advice.
IPO Outlookprivate
Is Cleo going public?
No. Cleo is private and has not filed to go public. There is no S-1 on file.
What is Cleo's valuation in 2026?
Cleo is valued at $500M as of 2022-Q2, set by its Series C ($80M, Jun 2022). That is the last confirmed mark, not a live price — private shares do not trade continuously.
Cleo has raised $175M in total, most recently a Series C of $80M in Jun 2022.
Is Cleo publicly traded — can you buy Cleo stock?
No. Cleo is a private company — its shares are not listed on any exchange and there is no ticker. The routes to exposure are pre-IPO secondary marketplaces and funds (accredited investors), employee tender offers when the company runs one, and public companies with read-through exposure. QuantLogix maps every route it can verify for Cleo on its Pre-IPO Access Desk.
Answers are derived from the roster record shown on this page — filing status, last round and confirmed marks. Where the record is silent, the answer says so rather than guessing.
Company Profile
CEO
Barnaby Hussey-Yeo
Founded
2016
HQ
London, United Kingdom
Employees
~250
Total Raised
$175M
Est. Revenue
$300M (2025-Q2)
Growth
~62% YoY
Last Round
Series C — $80M (Jun 2022) · Lead: Sofina
IPO Status
private
Fundraising Status
Series C · $80M · 4y 4mo ago
privateTotal raised $175M
Secondary Market
Implied price / share
$15
Last round price / share
$12.41
vs last round
+20.9%
Last round price vs secondary price
Secondary price return by period
Implied per-share price from private secondary transactions, as of Jun 2026. This is a point estimate, not a quote — the feed carries no bid, ask or spread, and a secondary print is evidence of what someone paid on that date rather than a live market. Compare across every tracked name →
Latest Funding Round
Round
Amount
Date
Lead Investor
Post-Money
Series C
$80M
Jun 2022
Sofina
—
Vertical Intelligence — AI / ML
No verified Hugging Face organization found for Cleo — no attributable open-model footprint. Closed-weights labs are common; this is a distribution signal, not a capability judgment.
Checked huggingface.co as of 2026-10-04. Re-checked weekly.
Talent Signal
Hiring trend
▲ Hiring uptrend
+25% vs 2026-08
Open roles
5
via greenhouse
Product-build share
40%
engineering, research, product, design
Trajectory
expanding
balanced build + GTM — 40% builders vs 60% go-to-market/G&A — scaling both sides.
No tracked executive churn; open roles trending up.
Counted from Cleo's live job board as of 2026-09-14; role functions classified from posting titles. Open-role counts are an activity signal, not headcount. Refreshed monthly.
Private-company numbers are not real-time. Reflects publicly disclosed valuations from press releases, news reports, and tender offers as of 2022-Q2. Refreshed quarterly.