QuantLogix ← SYF scorecard
📅 SYF Earnings Preview
SYF
Next report (est.)
01/21/2027
Countdown
86 days
EPS growth YoY
-6.3%
Revenue growth YoY
+0.0%
Implied vs actual — last 8 reports
ReportOptions impliedActual moveMarket was
10/22/2026 ±3.1% +1.3% over-priced
07/23/2026 ±2.9% -1.4% over-priced
04/23/2026 ±3.2% -2.6% over-priced
02/06/2026 ±2.7% +1.6% over-priced
10/22/2025 ±3.5% -1.3% over-priced
07/23/2025 ±2.5% +2.0% over-priced
04/24/2025 ±5.0% +4.0% over-priced
02/07/2025 ±3.5% -1.1% over-priced
Across these reports, options implied an average ±3.3% move vs an actual average of 1.9% — the stock stayed inside the implied band 100% of the time.
Fundamentals into the print
QuarterEPS (dil.)RevenueNet income
Q3 FY2026 $2.68 $0 $892M
Q2 FY2026 $2.59 $0 $885M
Q1 FY2026 $2.27 $0 $805M
Q4 FY2025 — $0 $751M
Analyst posture
Buy / Strong Buy
18
Hold
9
Sell
0
Stable: +0 net change 30d
Live 5-factor engine read: Buy · 66/100 Full scorecard →
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SYF (SYF) reports in 86 days, with the next report estimated for 01/21/2027. Across the last 8 reports, options priced an average ±3.3% earnings move while the stock actually moved 1.9% on average — the market has systematically over-priced SYF's earnings risk. Fundamentals into the print: EPS down 6.3% year-over-year, revenue up 0.0%. QuantLogix's live 5-factor engine currently reads SYF as a buy at 66/100.

Implied move is derived from at-the-money option pricing; actual moves are close-to-close on report days. Next-report dates are estimates until confirmed by the company. Educational market analysis, not investment advice. Browse all signal scorecards →