QuantLogix ← SOFI scorecard
📅 SOFI Earnings Preview
SoFi Technologies, Inc. Common Stock
Next report (est.)
11/05/2026
Countdown
8 days
EPS growth YoY
+50.0%
Revenue growth YoY
+42.5%
Options-implied earnings move
±5.5%
The at-the-money straddle prices a move to roughly $16.70 or $14.97 from $15.84 by 10/30/2026.
Implied vs actual — last 8 reports
ReportOptions impliedActual moveMarket was
08/06/2026 ±5.5% -0.8% over-priced
05/07/2026 ±4.0% -1.8% over-priced
02/17/2026 ±5.3% -0.5% over-priced
11/06/2025 ±5.8% -9.7% under-priced
08/07/2025 ±6.0% +2.9% over-priced
05/06/2025 ±6.3% -1.0% over-priced
02/24/2025 ±6.8% -2.1% over-priced
11/07/2024 ±4.7% +0.8% over-priced
Across these reports, options implied an average ±5.5% move vs an actual average of 2.5% — the stock stayed inside the implied band 88% of the time.
Fundamentals into the print
QuarterEPS (dil.)RevenueNet income
Q2 FY2026 $0.12 $1.2B $157M
Q1 FY2026 $0.12 $1.1B $167M
Q4 FY2025 — $1.0B $174M
Q3 FY2025 $0.11 $962M $139M
Analyst posture
Buy / Strong Buy
15
Hold
13
Sell
4
Stable: +1 net change 30d
Live 5-factor engine read: Underweight · 37/100 Full scorecard →
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SoFi Technologies, Inc. Common Stock (SOFI) reports in 8 days, with the next report estimated for 11/05/2026. Across the last 8 reports, options priced an average ±5.5% earnings move while the stock actually moved 2.5% on average — the market has systematically over-priced SOFI's earnings risk. Fundamentals into the print: EPS up 50.0% year-over-year, revenue up 42.5%. QuantLogix's live 5-factor engine currently reads SOFI as a underweight at 37/100.

Implied move is derived from at-the-money option pricing; actual moves are close-to-close on report days. Next-report dates are estimates until confirmed by the company. Educational market analysis, not investment advice. Browse all signal scorecards →