QuantLogix ← CHYM scorecard
📅 CHYM Earnings Preview
Chime Financial, Inc. Class A Common Stock
Next report (est.)
11/04/2026
Countdown
7 days
EPS growth YoY
+101.0%
Revenue growth YoY
+26.8%
Options-implied earnings move
±14.1%
The at-the-money straddle prices a move to roughly $33.04 or $24.89 from $28.96 by 11/20/2026.
Implied vs actual — last 6 reports
ReportOptions impliedActual moveMarket was
08/06/2026 ±4.5% +20.6% under-priced
05/07/2026 ±4.9% -12.5% under-priced
11/10/2025 ±9.1% +4.5% over-priced
08/11/2025 ±8.8% +4.6% over-priced
08/11/2025 ±8.8% +4.6% over-priced
11/10/2025 ±9.1% +4.5% over-priced
Across these reports, options implied an average ±7.5% move vs an actual average of 8.5% — the stock stayed inside the implied band 67% of the time.
Fundamentals into the print
QuarterEPS (dil.)RevenueNet income
Q2 FY2026 $0.07 $670M $28M
Q1 FY2026 $0.13 $647M $53M
Q3 FY2025 $-0.15 $544M $-55M
Q2 FY2025 $-7.29 $528M $-923M
Analyst posture
Buy / Strong Buy
27
Hold
3
Sell
0
Strong upward revisions — 32 net (vs 29 prior)
Live 5-factor engine read: Buy · 78/100 Full scorecard →
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Chime Financial, Inc. Class A Common Stock (CHYM) reports in 7 days, with the next report estimated for 11/04/2026. Across the last 6 reports, options priced an average ±7.5% earnings move while the stock actually moved 8.5% on average — the market has been roughly fair on CHYM's earnings risk. Fundamentals into the print: EPS up 101.0% year-over-year, revenue up 26.8%. QuantLogix's live 5-factor engine currently reads CHYM as a buy at 78/100.

Implied move is derived from at-the-money option pricing; actual moves are close-to-close on report days. Next-report dates are estimates until confirmed by the company. Educational market analysis, not investment advice. Browse all signal scorecards →